Losing fat everywhere except my stomach

I’m a 22y/o F and I’ve been trying to lose belly fat for a few months now. I’ve been eating more protein and less processed/unhealthy foods. I’ve also been eating in a calorie deficit.

I’m pretty active I get at least 10k steps a day on average and I weight lift 3 times a week. I’m 5’5 and I started at about 143lbs and I’m down to 133lbs so I’ve lost about 10lbs (I’m sure some of this is water weight).

I’m not trying to lose more weight necessarily but I’ve been losing fat everywhere else besides my stomach and lower back. I know it’s not possibly to spot reduce fat but I don’t understand why I don’t have much fat on my body except my stomach😭😭