Hello, I'm (22) new to investing and I plan on being a long term hold investor, minimal effort. What would you recommend?

Option1:

Roth IRA ($14,000 Total 2024+2025): 

40% VOO (Core U.S. Large-Cap Index) = $5,600 

25% QQQM (Nasdaq 100) = $3,500 

20% AVUV (Small-Cap Value) = $2,800 

15% VXUS (International Developed) = $2,100 

Brokerage Account ($6,000 Total): 

60% VT (Global Total Stock Market) = $3,600 

30% BND (U.S. Total Bond Market Index) = $1,800 

10% VWO (Emerging Markets) = $600

Option2:

Roth IRA ($14,000 Total 2024+2025): 

50% VOO (Core Index)

30% QQQM 

20% AVUV (Small Cap Value)

Brokerage Account Allocation for $6,000
VT 70%
AVGV 30%

or VT 100%?

Option3:

Bogleheads 3 fund method across Roth IRA and brokerage

• Vanguard Total Stock ETF (VTI)
• Vanguard Total International Stock ETF (VXUS)
• Vanguard Total Bond Market ETF (BND)

Option 4:

50% SPY, 30% QQQ, 20% DOW

25% AAPL, 35% NVDA, 40% mid sized risk company